Send us a statement. We'll tell you what's really happening.
We show you exactly where your processor is charging you more than you should be paying.
Why do most businesses overpay on processing?
Processors count on you not reading the fine print. We read it so you don't have to, and we show you exactly where your money is going.
6 answers about working with us
Straight answers to the questions new clients ask most often.
What exactly do you look for in a merchant statement?
We scan for hidden fees, inflated effective rates, bad batch headers, and outdated interchange qualifications. Most processors bury these in the fine print. We find them.
How long does a full audit take?
We typically complete a detailed review of up to six months of statements within one business day. Larger portfolios or complex setups may take two to three days.
Do I need to switch processors to save money?
Not always. Sometimes the savings come from fixing errors in your current setup or renegotiating one or two rate tables. We tell you what actually works before recommending any change.
Is surcharging legal in my state?
Surcharging rules vary by state and card brand. We check current compliance requirements for your specific location and processor setup before recommending anything.
How much does an analysis cost?
Our standard statement review is a flat fee with no hidden charges. We quote the exact price after a quick conversation about your processing volume and number of locations.
What happens after you deliver the report?
We walk through the findings in a 30-minute video call, explain each line item, and outline your options. No pressure to act. The report is yours to use however you see fit.
Still have questions?
Send us a message and get a clear answer within one business day.
A full statement review in your inbox
Send us your latest merchant statement. We'll break down every fee, surcharge, and line item within one business day.